By submitting personal information to Customer First Financing (2061341 Nova Scotia Limited) you agree that we may collect, use and disclose such personal information in accordance with this Privacy Policy and/or as required by law. Subject to legal or contractual requirements and reasonable notice, you may refuse or withdraw your consent at any time by contacting Customer First Financing (2061341 Nova Scotia Limited). If you refuse to consent or withdraw your consent, we may be limited or unable to provide you with certain services or information. If you provide Customer First Financing (2061341 Nova Scotia Limited) with personal information of another individual, you will be deemed by Customer First Financing (2061341 Nova Scotia Limited) to have obtained consent from such person to enable us to collect, use and disclose such Information for the purposes set forth in this Privacy Policy.

In certain circumstances, as permitted or required by law, we may collect, use or disclose Personal Information without the knowledge or consent of the individual. These circumstances include: Personal Information which is subject to solicitor-client privilege or is publicly available as defined by regulation; where collection or use is clearly in the interests of the individual and consent cannot be obtained in a timely way; to investigate a breach of an agreement or a contravention of a law; to act in respect to an emergency that threatens the life, health or security of an individual; for debt collection; or to comply with a subpoena, warrant or court order.