Simple, Fast & Secure

We are locally owned and operated

We report to Equifax Canada

We provide manageable monthly or biweekly payments

We offer secured & unsecured loans

We offer Credit Starter loans

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Our quick and easy process

  • Request for Financing

    1 | Request for Financing

  • Verify Documents

    2 | Verify Documents

  • Receive Approval

    3 | Receive Approval

  • Get Funds

    4 | Get Funds

Welcome to
Customer First Financing

Customer First Financing is a locally owned company that has been providing specialty financing for over 20 years. We are an alternative lender that has assisted thousands of customers to obtain credit they otherwise were not able to achieve. We provide personal loans, vehicle loans, home equity loans and credit starter loans. Our rates range between 19.9% – 47.9% depending on the type of loan (secured vs unsecured), the size of the loan, and the applicant’s credit. We say yes when banks aren’t an option and we work with you to get the best terms available for your credit profile.

FAQs

  • Will you report my information to the credit bureau?
  • How do I check my own credit rating?
  • What is a Secured Loan?
  • What is an Unsecured Personal Loan?
  • I applied for a loan online, when can I expect a reply?
  • How fast can I get a loan?
  • What is the interest rate on a loan with Customer First Financing?
  • Will you report my information to the credit bureau? Yes, we report to Equifax Canada.
  • How do I check my own credit rating? You can easily order your own personal credit report from the official Equifax website, www.equifax.com.
  • What is a Secured Loan? When unable to get an approval on an Unsecured Loan Customer First Financing may request that a customer pledge collateral (security). This could be any approved asset owned by the applicant that is of close value to the amount being borrowed. Customer First Financing’s Secured Loans are amortized between 24 – 180 months. Amounts range from $500 – 25,000 with rates ranging between 19.9% - 44.9%. The length of the term and amount of the l... Read More
  • What is an Unsecured Personal Loan? We lend you an amount based on your whole financial picture which includes employment status, income stability and ability to repay (budget). Customer First Financing’s Unsecured Personal Loans are amortized between 6 – 36 months. Personal Loan amounts range from $500 - $7,500 with rates ranging between 35.9% – 47.9% depending on your loan size, length of term and our assessment of your credit profile. Personal Loans may be subject to add... Read More
  • I applied for a loan online, when can I expect a reply? During our normal business hours a sales representative should call shortly after you submit your application. We will contact you via the phone number you provided on the application form.
  • How fast can I get a loan? If you have provided us with all the information required, you can receive a loan within 24 hours of submitting an application.
  • What is the interest rate on a loan with Customer First Financing? The interest rates with Customer First Financing greatly vary. The rates range between 19.9% - 47.9% depending on the type of loan (secured vs unsecured), the size of the loan, and the applicant’s credit profile. Contact our office directly for further information, we would be happy to answer any additional questions or provide payment quotes.

FAQs

Will you report my information to the credit bureau?

Yes, we report to Equifax Canada.

How do I check my own credit rating?

You can easily order your own personal credit report from the official Equifax website, www.equifax.com.

What is a Secured Loan?

When unable to get an approval on an Unsecured Loan Customer First Financing may request that a customer pledge collateral (security). This could be any approved asset owned by the applicant that is of close value to the amount being borrowed. Customer First Financing’s Secured Loans are amortized between 24 – 180 months. Amounts range from $500 – 25,000 with rates ranging between 19.9% - 44.9%. The length of the term and amount of the loan will depend on our assessment of your credit profile and value of your asset. Secured loans may be subject to additional fees. Contact our office directly for further information.

What is an Unsecured Personal Loan?

We lend you an amount based on your whole financial picture which includes employment status, income stability and ability to repay (budget). Customer First Financing’s Unsecured Personal Loans are amortized between 6 – 36 months. Personal Loan amounts range from $500 - $7,500 with rates ranging between 35.9% – 47.9% depending on your loan size, length of term and our assessment of your credit profile. Personal Loans may be subject to additional fees. Contact our office directly for further information.

I applied for a loan online, when can I expect a reply?

During our normal business hours a sales representative should call shortly after you submit your application. We will contact you via the phone number you provided on the application form.

How fast can I get a loan?

If you have provided us with all the information required, you can receive a loan within 24 hours of submitting an application.

What is the interest rate on a loan with Customer First Financing?

The interest rates with Customer First Financing greatly vary. The rates range between 19.9% - 47.9% depending on the type of loan (secured vs unsecured), the size of the loan, and the applicant’s credit profile. Contact our office directly for further information, we would be happy to answer any additional questions or provide payment quotes.